| | | | | |
|
Barrett Mortgage Services
|
| | | | | |
|
|
Since 1984, Barrett Mortgage has been committed to provide the best service and knowledge in the mortgage industry. We want our clients to know that we value their relationship throughout the life of the loan, not just until the closing. Our loan officers are available at all times to assist with questions or concerns, and strive to examine all options to ensure that our clients have the best mortgage for their needs. |
Address: Columbus, OH, 43220
Click here for see the full address
Website: Barrett Mortgage Services | | Phone Number |
|
|
|
|
|
| | | | | |
| | | | | |
|
We can provide a full range of mortgage options for first time homebuyers to seasoned property investors. Our goal is to offer these programs at the lowest possible rate and the highest attention to detail in the business.
Fixed rate:
These loan programs are fixed for the entire term of the loan. Choices include 30, 20, 15, and 10 year terms. The rates will not change during the life of the loan.
Adjustable Rate Mortgages:
Referred to as ARMs, these loans are fixed only for a short period of time, typically 6 months to 10 years. They will be amortized over a 30 year term. ARMs will have lower start rates than fixed rate mortgages, but will adjust to current market rates when the fixed period has expired.
Fixed Period - Most ARMs have initial period in which the rate and payments are fixed. This period could last for 1 year, 3 years, 5 years, 7 years, or even 10 years. The rate will not change during the fixed period, but may change when that period ends.
Adjustment Period - After the fixed period of an ARM ends, the interest rate will adjust periodically at a set time, usually every 12 months.
Get organized - Obtain copies of your tax returns, w2Тs, pay stubs and bank statements. Also have statements for 401k and IRA balances.
Get qualified - You can do this over the phone or in person with a loan professional. A pre-qualification is a simple overview of your situation, but a pre-approval will go into greater detail about your financial background. It will include verification of income and assets, as well as analysis of your credit report.
Find the best rate and programs - think about how long you will keep this loan. There is no reason to take out a 30 year fixed mortgage if you know you are moving in a few years. If you are looking at different lenders, make sure to get a Good Faith Estimate.
Apply for the loan - once you have decided on a loan program and a lender, you will make a complete application and all of your income, credit, and assets will be verified.
Get ready for closing! - Once the loan is approved and all the conditions are met, the loan is ready to be funded.
|
|
Contact here
|
|
|
| | | | | |
| | | | | |
|
Address and Phone Number
4618 Sawmill Road Columbus, OH, 43220
Website: Barrett Mortgage Services Our goal is to provide each of our customers with the best solution to their mortgage needs in an ethical, knowledgeable, and professional manner. |
|
|
| | | | | |
|
|
|
|
| | | | | |
|
|
